What Next

Costs

We understand you will be concerned about your legal costs. Whilst we do not undertake legal aid work, if you are eligible for public funding (previously known as legal aid) we shall recommend the services of lawyers in your area who could assist you. All work is charged on a competitive hourly rate often lower than the rate set by City Centre firms. The reason for this, is that we have lower overheads and are based out of town. You will therefore receive clear City Centre advice and expertise but with out of town prices.

We offer all new clients an initial free consultation in relation to any question you may have on issues relating to either divorce or family law. Please take a look at our section entitled “What we do” for further information. Alternatively please contact us using the contact details provided to arrange your initial consultation.

Should you be considering separation or divorce and are particularly concerned about financial matters, then the following preparatory steps can be undertaken before you arrange your consultation which should assist both you as well as your lawyer which will save you both time and money. The following list is a guide to some of the issues that will be dealt with in more detail by your lawyer but may assist you in focusing on the areas that may be causing you immediate concern and anxiety.

• Obtain up to date valuation evidence of all properties
• Obtain up to date redemption figures in respect of any outstanding mortgages connected to properties together with details as to whether any penalties are payable
• Whether you have approached the lender to see whether consent would be given for the transfer of such a property
• An estimate of your maximum borrowing capacity based on your financial circumstances
• Obtain up to date surrender values in respect of policies particularly endowment polices as well as insurance and/or investment products
• List and assess your income needs
• Calculate what you may be expected to receive from an absent parent by way of a child maintenance order and/or child support agency calculation using the link attached
• Obtain pension evidence in particular your Cash Equivalent Transfer Value of your pension arrangements
• Obtain your P60 and latest three months wage slips
• Obtain the latest two years accounts relating to your business and/or company assets or those of your spouse.