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	<title>Major Family Law</title>
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		<title>Divorce When Assets Or Property Are Part-Owned With Family</title>
		<link>https://www.majorfamilylaw.co.uk/divorce-assets-property-part-owned-family/</link>
		
		<dc:creator><![CDATA[andy]]></dc:creator>
		<pubDate>Fri, 25 Sep 2026 12:24:59 +0000</pubDate>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[Divorce]]></category>
		<category><![CDATA[Finances]]></category>
		<guid isPermaLink="false">https://www.majorfamilylaw.co.uk/?p=28965</guid>

					<description><![CDATA[<p>A divorce settlement can become considerably more complicated when a house, business, or investment is shared with a parent, sibling, or another relative. What may&#8230;</p>
<p>The post <a href="https://www.majorfamilylaw.co.uk/divorce-assets-property-part-owned-family/">Divorce When Assets Or Property Are Part-Owned With Family</a> appeared first on <a href="https://www.majorfamilylaw.co.uk">Major Family Law</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>A divorce settlement can become considerably more complicated when a house, business, or investment is shared with a parent, sibling, or another relative. What may have worked perfectly well as a family arrangement for many years can suddenly be examined through a legal and financial lens as the court needs to know what the divorcing couple actually own, what belongs to the wider family, and what value is realistically available to meet each spouse’s needs.</p>
<h2>The assets most likely to cause difficulty</h2>
<p>The most familiar example is a home bought with help from parents. A parent may have contributed a deposit, joined the mortgage, appeared on the title, or moved into the property. In other families, several generations may have pooled their money to buy a larger house with the arrangement discussed around a kitchen table without any declaration of trust or loan agreement.</p>
<p>Other relevant assets include buy-to-let property held with siblings, a holiday home shared between relatives, inherited land, a farm worked by several generations, and a family business in which shares are spread across the family. Joint savings, investment portfolios, valuable collections, and property bought through a family company or partnership may also need investigation.</p>
<p>These arrangements are not necessarily suspicious or uncommon; families frequently organise assets for practical, tax, lending, or succession reasons. The difficulty on divorce is that informal understandings can leave room for very different recollections. One spouse may say that a parent’s contribution was an outright gift, while the parent insists it was a loan or bought a defined share. The documents, conduct of those involved, and wider circumstances may all matter.</p>
<h2>Establishing the size of the spouse’s interest</h2>
<p>Sometimes the proportions are recorded in a declaration of trust, partnership agreement, shareholders’ agreement, or other formal document. Where the paperwork is clear and reflects the true arrangement, it may provide the answer. But in other cases, the court may need to reconstruct what happened from historical evidence created over many years.</p>
<p>Evidence may include Land Registry entries, transfer documents, completion statements, mortgage applications, bank records showing the deposit and later payments, loan agreements, tax returns, company accounts, dividend records, partnership accounts, and correspondence with accountants or solicitors. Messages and emails written at the time can also be particularly useful, as can evidence of who paid for renovations, insurance, service charges and mortgage instalments, although payment alone does not necessarily determine ownership.</p>
<p>The history should be considered as a whole, and the following questions asked:</p>
<ul>
<li>Who selected the property?</li>
<li>Who bore the financial risk?</li>
<li>Was rent paid to the relative, or did the relative receive income from the asset?</li>
<li>Were repayments ever requested?</li>
<li>How was the asset described in wills, tax documents, or previous refinancing applications?</li>
</ul>
<p>A court is likely to place more weight on consistent records than on a vague account assembled only after the divorce began.</p>
<p>Family members may need to provide witness statements and disclosure of documents. If their proprietary rights are directly in issue, they may need to be joined as a party so that they can take legal advice, present evidence and be bound by the decision. This can all increase delays and cost.</p>
<h2>When a relative objects to a sale</h2>
<p>The family court has powers to make property adjustment orders and orders for sale. What it can do depends upon who owns the relevant interest and whether the affected people are before the court. It cannot transfer a genuine third party’s property as though that person were one of the spouses. Where ownership is contested, the proprietary dispute may have to be determined as part of the proceedings or, in some circumstances, through principles associated with the Trusts of Land and Appointment of Trustees Act 1996.</p>
<p>Practical solutions are often preferable to a forced sale. For example, the divorcing spouse’s interest might be bought by the relative, transferred to the other spouse in return for an offset elsewhere, or retained for a defined period. A sale might be postponed to allow refinancing or to protect housing stability. Any proposal must account for the mortgage lender, tax consequences, transaction costs, and whether the person expected to buy out the share can actually raise the money.</p>
<h2>Valuing an interest that cannot readily be sold</h2>
<p>A mathematical percentage of the whole asset is not always the same as the value of the spouse’s interest in practice. A 25 per cent share in a family company, farm or privately held property may be difficult to sell to an outsider. Restrictions on transfer, a lack of control, occupation rights, or the absence of a market can reduce what a buyer would pay. On the other hand, an artificial discount should not be used merely to suppress the resources available on divorce.</p>
<p>An independent valuer may be required; for property, this may involve an estate agent or chartered surveyor; for a business, a forensic accountant or specialist business valuer may be appropriate. Expert evidence in family proceedings normally requires the court’s permission, and a single joint expert is often used to control cost.</p>
<p>If a sale is not feasible, the court may consider the interest alongside the other assets and make an adjustment elsewhere. One spouse might retain the family-business shares while the other receives more of the house equity or savings. Such offsetting is not a matter of simply matching headline figures; cash, pension rights and a minority business interest have different levels of accessibility, risk and tax exposure, so the quality as well as the amount of each asset matters.</p>
<h2>Gifts, loans, and family contributions</h2>
<p>A recurring disagreement between divorcing couples often concerns whether a relative’s payment was a gift or a loan. A formal loan agreement, repayment schedule, interest provision, and evidence of actual repayments may support the case for a genuine debt. However, where no repayment has ever been demanded and the supposed lender says repayment can wait forever, the court may examine whether the liability is really likely to be enforced.</p>
<p>The answer is not determined by the family relationship alone; parents can make genuine commercial loans, and they can also make gifts while informally hoping to receive the money back one day. Clear evidence about what was agreed when the money changed hands is far more persuasive than a later attempt to relabel it.</p>
<p>Inherited property can create a different issue; a spouse may own an inherited share with siblings, or may expect to inherit in the future. An existing inherited interest is an asset, although its treatment within a settlement depends on matters such as needs, the length of the marriage, whether it was mixed with matrimonial finances, and the circumstances of the family. A mere future possibility of inheritance is generally much less concrete than an interest already received.</p>
<p>The post <a href="https://www.majorfamilylaw.co.uk/divorce-assets-property-part-owned-family/">Divorce When Assets Or Property Are Part-Owned With Family</a> appeared first on <a href="https://www.majorfamilylaw.co.uk">Major Family Law</a>.</p>
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		<title>How Might Grandparents And Other Relatives Affect Child Arrangements Decisions?</title>
		<link>https://www.majorfamilylaw.co.uk/grandparents-relatives-affect-child-arrangements-decisions/</link>
		
		<dc:creator><![CDATA[andy]]></dc:creator>
		<pubDate>Fri, 25 Sep 2026 12:23:26 +0000</pubDate>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[Divorce]]></category>
		<category><![CDATA[Finances]]></category>
		<guid isPermaLink="false">https://www.majorfamilylaw.co.uk/?p=28963</guid>

					<description><![CDATA[<p>When parents separate, discussions about their children can easily become focused on where the child will live or how much time they will spend with&#8230;</p>
<p>The post <a href="https://www.majorfamilylaw.co.uk/grandparents-relatives-affect-child-arrangements-decisions/">How Might Grandparents And Other Relatives Affect Child Arrangements Decisions?</a> appeared first on <a href="https://www.majorfamilylaw.co.uk">Major Family Law</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>When parents separate, discussions about their children can easily become focused on where the child will live or how much time they will spend with each parent. In reality, a child’s family life may be considerably wider; grandparents may provide regular childcare, siblings may move between different homes, and a step-parent or new partner may have become an important part of the child’s daily life.</p>
<p>When deciding an application for a child arrangements order, the court’s paramount consideration is the child’s welfare. Its task is not to reward a devoted relative or to decide which side of the family deserves more time. It must look at the child’s circumstances as a whole and determine which arrangements are most likely to meet that particular child’s needs.</p>
<p>Although most applications arise from disagreements between parents, the arrangements can involve grandparents and other relatives as well.</p>
<h2>The wider family picture</h2>
<p>The court may consider anyone who plays a meaningful part in the child’s life. The importance of each person will depend on the reality of the relationship rather than the label attached to it. A grandparent who sees a child twice a year may occupy a very different position from one who has collected the child from school every afternoon, attended medical appointments, and cared for them during school holidays. Similarly, a parent’s new spouse is not automatically important to the case merely because they are married to the parent. Their significance depends upon their involvement with the child and the effect of that involvement.</p>
<h2>The role of grandparents in a child’s life</h2>
<p>Grandparents often provide a sense of stability when parents separate and may offer practical childcare, maintain familiar routines, and give a child a place where they do not feel pressured to take sides. Where a child has spent substantial time with a grandparent since infancy, suddenly losing that relationship may be emotionally unsettling.</p>
<p>This does not mean that a close grandparent can determine where the child should live, nor does it create an automatic entitlement to contact. The court remains concerned with the child’s welfare rather than an adult’s desire to preserve a relationship. Nevertheless, evidence of an established and beneficial bond may carry significant weight.</p>
<p>There is no universal rule that parental care must always take priority over grandparental childcare; the issue is what arrangement best serves the individual child.</p>
<h2>Siblings, half-siblings and step-siblings</h2>
<p>Sibling relationships may be especially important where children have already experienced major changes. Courts recognise the value of preserving safe and established relationships between siblings, although the needs of each child must still be considered separately.</p>
<p>Sometimes siblings have different parents and cannot follow identical arrangements. An older child may live primarily with one parent, while a younger half-sibling divides their time between two homes. A parent may also have a baby with a new partner. The court can consider whether the proposed arrangements allow the children to develop or maintain their relationship without treating that relationship as the only relevant factor.</p>
<p>Keeping siblings together will not always be possible or appropriate; their ages, schools, wishes, individual vulnerabilities, and relationships with each parent may point towards different arrangements. Where siblings are separated, the court may consider how they will continue to see each other through weekends, holidays, video calls, or other suitable contact.</p>
<p>The strength of the bond matters more than the technical description of the relationship. A child who has grown up with a step-sibling may regard them simply as a brother or sister. Conversely, biological siblings who have rarely lived together may not have the same degree of attachment.</p>
<h2>A parent’s new partner</h2>
<p>The arrival of a new partner can become a source of suspicion after separation. One parent may feel that the other has introduced the partner too quickly or is attempting to replace them. The court rarely interferes simply because a parent has begun a new relationship.</p>
<p>A patient and supportive partner may help create a settled home, and may assist with childcare, develop a warm relationship with the child, and encourage respectful communication with the other parent.</p>
<p>Concerns may arise where the partner has a history of violence, controlling behaviour, substance misuse or offending. The same applies if they behave aggressively during handovers, question the child about the other household, or encourage the child to reject a parent. Allegations need to be supported by relevant evidence and should not be made simply because the relationship is disliked.</p>
<p>Depending on the identified level of risk, arrangements could include conditions about the new partner’s presence, indirect contact, supported or supervised time, or other protective measures. In serious cases, the concern may affect whether the child should spend time in that household at all.</p>
<h2>Concerns about a relative’s lifestyle or behaviour</h2>
<p>A relative’s lifestyle is relevant only so far as it affects the child’s welfare. Courts do not decide cases based on personal disapproval, family gossip, or different values. A grandparent’s unconventional lifestyle, for example, is not in itself a reason to restrict a child’s relationship with them.</p>
<p>The position may be different where there is evidence of heavy substance misuse, dangerous animals, unsafe adults visiting the property, criminal activity, serious untreated mental health difficulties, or repeated domestic conflict. A relative who smokes cannabis occasionally away from the child presents a different factual situation from one who stores drugs within reach or cares for the child while intoxicated. The court should examine the nature, frequency, and practical consequences of the behaviour rather than relying upon a broad accusation.</p>
<p>A risk connected with a particular relative does not automatically justify ending the child’s time with the parent. It may be possible to manage the concern by ensuring that the relative does not provide unsupervised care or is not present during contact. Where the parent refuses to acknowledge an established risk, however, the court may question that parent’s ability to protect the child.</p>
<h2>Can relatives apply for their own child arrangements order?</h2>
<p>Grandparents rarely have an automatic right to apply for a child arrangements order. If agreement or mediation does not resolve the issue, they will usually need the court’s permission before making an application, although exceptions can apply depending on matters such as existing orders and the child’s living arrangements.</p>
<p>When considering permission, the court can look at matters including the nature of the proposed application, the applicant’s connection with the child, and whether the application could disrupt the child’s life to such an extent that the child would be harmed. Receiving permission does not mean that the grandparent will ultimately obtain an order; it simply allows the application to proceed.</p>
<h2>Keeping the focus on the child</h2>
<p>Extended family members can make an enormous contribution after separation. They can provide affection, childcare, cultural connections, and a sense that the child still belongs to a family wider than the parental dispute. They can also make matters worse if they fuel hostility, criticise a parent in front of the child or treat handovers as an opportunity for confrontation.</p>
<p>The court will not count relatives on each side or assume that the parent with the largest support network should prevail. It will look at the quality and safety of the child’s relationships, the practical value of the support available, and the effect of any proposed change.</p>
<p>For parents, the most constructive approach is usually to consider which relationships matter to the child and how they can be preserved safely. A separation changes the structure of family life, but it need not deprive a child of grandparents, siblings, and other people who have helped them feel loved and secure. Where agreement cannot be reached, specialist family law advice can help parents and relatives understand their options and place the child’s welfare at the centre of any proposal.</p>
<p>The post <a href="https://www.majorfamilylaw.co.uk/grandparents-relatives-affect-child-arrangements-decisions/">How Might Grandparents And Other Relatives Affect Child Arrangements Decisions?</a> appeared first on <a href="https://www.majorfamilylaw.co.uk">Major Family Law</a>.</p>
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		<title>Are Car Allowances, Healthcare &#038; Other Employment Benefits Included In A Divorce Settlement?</title>
		<link>https://www.majorfamilylaw.co.uk/healthcare-employment-benefits-included-divorce-settlement/</link>
		
		<dc:creator><![CDATA[andy]]></dc:creator>
		<pubDate>Fri, 18 Sep 2026 13:11:52 +0000</pubDate>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[Divorce]]></category>
		<category><![CDATA[Finances]]></category>
		<guid isPermaLink="false">https://www.majorfamilylaw.co.uk/?p=28917</guid>

					<description><![CDATA[<p>Salary is often treated as the clearest measure of a person’s income during divorce, but a payslip may reveal only part of the financial picture.&#8230;</p>
<p>The post <a href="https://www.majorfamilylaw.co.uk/healthcare-employment-benefits-included-divorce-settlement/">Are Car Allowances, Healthcare &#038; Other Employment Benefits Included In A Divorce Settlement?</a> appeared first on <a href="https://www.majorfamilylaw.co.uk">Major Family Law</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>Salary is often treated as the clearest measure of a person’s income during divorce, but a payslip may reveal only part of the financial picture. An employee earning £70,000 with private medical insurance, a company car, generous pension contributions, and a regular annual bonus may be in a considerably stronger position than somebody receiving the same salary without those benefits.</p>
<p>Employment packages have also become more varied; some employees receive cash allowances in place of traditional benefits, while others participate in share schemes or receive deferred bonuses that may not become available for several years. These arrangements can affect current living standards, future financial security, and the amount a person would need to spend if the employer stopped providing the benefit.</p>
<p>However, not all employee benefits are treated as additional salary, nor will every benefit be divided between the spouses. The court must examine what the benefit provides, whether it has a real personal value, and how likely it is to continue.</p>
<h2>Are employment benefits treated in the same way as salary?</h2>
<p>A benefit paid in cash is more likely to be treated as part of the employee’s income. A regular car allowance, housing allowance, or fixed annual supplement may be included when calculating the money genuinely available to meet living expenses. The fact that it is described as an allowance will not necessarily prevent it from being taken into account.</p>
<p>Benefits provided in another form require a more careful assessment. Private medical insurance does not give the employee cash to pay the mortgage, but it may save the family from buying equivalent cover. A company car may remove the need to finance, insure, and maintain a personal vehicle, while subsidised accommodation can substantially reduce housing expenditure.</p>
<p>The benefit’s taxable value may provide useful evidence, particularly where it appears on a P11D or has been processed through payroll. However, a tax valuation and the benefit’s real value to the family are not always the same; for example, a company car might carry a substantial taxable value but be used almost entirely for business travel.</p>
<p>The aim is not to create an artificial second salary by adding every figure from the employee’s benefits statement. The court needs a realistic understanding of the person’s financial position and the expenses that the benefit removes or reduces.</p>
<h2>Bonuses, commission, and fluctuating rewards</h2>
<p>Bonuses can cause difficulty because the amount received in one year may not represent what will be available in the next. A contractual bonus calculated by reference to an established formula is generally easier to predict than a discretionary award dependent upon individual performance, company results, and a decision by the employer.</p>
<p>The court may examine several years of payslips, P60s, bonus letters, and tax returns to identify a pattern. If an employee has received substantial bonuses for five consecutive years, it may be unrealistic to disregard them simply because the contract describes the scheme as discretionary. Equally, it may be unfair to base maintenance upon an unusually successful year where credible evidence shows that the payment will not be repeated.</p>
<p>One possible arrangement is to calculate maintenance using basic salary and provide for an additional percentage of any bonus above an agreed threshold, sometimes subject to a cap. This can share the benefit of future variable income without placing the employee under an unrealistic fixed obligation.</p>
<h2>Share schemes may be income, capital, or both</h2>
<p>Shares that have already vested and can be sold may have a current capital value, while unvested awards are more uncertain because they may depend upon continued employment, future performance, or the company’s share price.</p>
<p>The court may consider whether the award is sufficiently certain to be treated as a financial resource. It may also examine whether its value should be shared, taken into account when assessing future income, or left with the employee but reflected elsewhere in the settlement.</p>
<p>It is rarely safe to assume that the number of shares multiplied by the current market price represents the amount the employee will receive because scheme rules, option prices and tax liabilities may reduce the net value.</p>
<h2>Pensions require separate consideration</h2>
<p>Pensions are employment benefits, but they are not normally approached in the same way as a company car or medical policy. Pension rights may be among the most valuable assets in a marriage, particularly where an employer has made generous contributions over the years.</p>
<p>The court can make a pension sharing order, under which a percentage of one spouse’s pension rights is transferred for the benefit of the other. It may also consider offsetting, where one spouse keeps more pension provision while the other receives a greater share of non-pension assets.</p>
<p>Employer-funded life assurance and death-in-service benefits are different again. They may end when employment ends, and the employee may retain control over any nomination permitted by the scheme. If a former spouse or children will lose expected protection, consideration may be given to replacement life insurance or other security for maintenance, provided that suitable cover is available and affordable.</p>
<h2>Contractual and discretionary benefits are not equally secure</h2>
<p>A contractual benefit is generally more predictable because the employee has an enforceable entitlement to it while the relevant employment continues. This can make it easier to include the benefit when assessing future resources. A discretionary benefit cannot be ignored, particularly where there is a consistent history of payment; nevertheless, its uncertainty should be recognised.</p>
<p>Employment contracts, remuneration statements and scheme rules can clarify the position. It may also be necessary to understand whether the employer can change the arrangement, whether the employee must meet performance conditions, and what happens upon resignation, redundancy, illness, or dismissal.</p>
<h2>Can a spouse claim compensation for benefits lost after divorce?</h2>
<p>Divorce rarely gives a spouse a separate claim equal to the total value of every employment benefit they will lose. The court is concerned with achieving overall fairness, rather than pricing each advantage of married life and ordering reimbursement.</p>
<p>The broader compensation principle may address serious relationship-generated economic disadvantage, but it is applied relatively rarely and should not be confused with ordinary financial need. Losing access to a spouse’s company car or medical policy will not usually create a free-standing compensation award. The practical consequence of that loss may instead appear in the spouse’s housing, transport, healthcare or insurance budget.</p>
<p>The post <a href="https://www.majorfamilylaw.co.uk/healthcare-employment-benefits-included-divorce-settlement/">Are Car Allowances, Healthcare &#038; Other Employment Benefits Included In A Divorce Settlement?</a> appeared first on <a href="https://www.majorfamilylaw.co.uk">Major Family Law</a>.</p>
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		<title>Freezing Orders &#038; Divorce: Evidence Needed And Typical Timescales</title>
		<link>https://www.majorfamilylaw.co.uk/freezing-orders-divorce-evidence-timescales/</link>
		
		<dc:creator><![CDATA[andy]]></dc:creator>
		<pubDate>Fri, 18 Sep 2026 13:06:11 +0000</pubDate>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[Civil Partnerships]]></category>
		<category><![CDATA[Divorce]]></category>
		<category><![CDATA[Finances]]></category>
		<guid isPermaLink="false">https://www.majorfamilylaw.co.uk/?p=28915</guid>

					<description><![CDATA[<p>Once an asset has been moved overseas, placed in somebody else’s name or converted into funds that are difficult to trace, achieving a fair financial&#8230;</p>
<p>The post <a href="https://www.majorfamilylaw.co.uk/freezing-orders-divorce-evidence-timescales/">Freezing Orders &#038; Divorce: Evidence Needed And Typical Timescales</a> appeared first on <a href="https://www.majorfamilylaw.co.uk">Major Family Law</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>Once an asset has been moved overseas, placed in somebody else’s name or converted into funds that are difficult to trace, achieving a fair financial settlement may become considerably more complicated.</p>
<p>A freezing order can protect assets while the family court decides how the finances should be divided. However, it is a serious restriction upon a person’s ability to deal with their own property and will not be granted merely because one spouse distrusts the other. The applicant must present credible evidence of a genuine risk that assets will be moved, concealed or disposed of in an attempt to defeat their financial claims.</p>
<h2>When might a freezing order be appropriate?</h2>
<p>A freezing order, sometimes described as a freezing injunction, prevents a person from dealing with specified assets or assets up to a stated value. The court’s powers are broad enough to restrain somebody from removing assets from the UK or dealing with assets situated elsewhere.</p>
<p>Under Part 20 of the Family Procedure Rules, an interim remedy can be granted during proceedings and, where the matter is urgent, before the main application has been issued. Section 37 of the Matrimonial Causes Act 1973 also allows the court to protect a claim for financial relief where one spouse is about to dispose of, transfer, or otherwise deal with property intending to defeat the other spouse’s claim.</p>
<h2>Suspicion is not enough to freeze assets</h2>
<p>An applicant must usually establish more than a general fear that their spouse cannot be trusted. Freezing orders are sometimes described as a particularly powerful or draconian remedy because they interfere with the respondent’s property before the financial dispute has been finally decided.</p>
<p>The court will want to understand what assets exist, what the respondent is allegedly doing, and why that behaviour threatens the applicant’s financial claim. The evidence should be specific enough to separate a genuine risk from speculation.</p>
<p>Useful evidence might include bank statements showing unusual withdrawals or transfers, Land Registry documents revealing an unexpected transaction, correspondence with estate agents, company records, investment statements, or messages discussing plans to move money.</p>
<p>Evidence can also come from conversations, although the applicant should explain when the conversation took place, who was present and, as accurately as possible, what was said. A threat to leave the country with all the money may be relevant, for example, especially when supported by practical steps such as closing accounts, arranging an overseas move or marketing property.</p>
<p>Anxiety about disappearing assets does not give one spouse permission to guess passwords, secretly enter a private email account, or remove confidential documents from a business. Improperly obtained material can create separate legal and evidential difficulties, so advice should be obtained before accessing or copying information.</p>
<h2>Previous financial behaviour may reveal the true level of risk</h2>
<p>The court is entitled to consider the respondent’s previous conduct when deciding whether there is a real danger of assets being dissipated. A history of secret transactions can make a current concern more convincing.</p>
<p>Previous dishonesty in financial disclosure may also be relevant; this may include undeclared accounts, conflicting explanations, and the use of nominees, which can all affect the respondent’s credibility. The court may take a particularly serious view where a spouse has already ignored an undertaking or attempted to avoid an earlier restriction.</p>
<p>That said, past behaviour does not automatically justify an order; a transfer made several years earlier for an identifiable business or family reason may say little about the present risk. Similarly, the fact that somebody owns overseas assets, travels regularly, or has family in another country does not by itself prove they intend to defeat a divorce settlement. The court must assess the evidence objectively rather than treating foreign connections as inherently suspicious.</p>
<p><strong> </strong></p>
<h2>Can a freezing order be obtained without warning the other spouse?</h2>
<p>A without-notice application may be justified where notification would give the respondent an opportunity to complete the threatened transfer. If funds can be moved electronically within minutes, informing the account holder several days before a hearing could make any later order ineffective.</p>
<p>The absence of the respondent places an exceptionally demanding duty upon the applicant. They must give the court full and frank disclosure, which means presenting all material facts, including those that weaken their own case or support the respondent’s likely explanation. The hearing is not an opportunity to tell only one side of the story.</p>
<h2>How quickly can the court consider the application?</h2>
<p>Urgency is decided by the court rather than by either spouse or their solicitor. Labelling an application urgent does not make it so, and the judge will look at when the risk became known, when the proposed transaction is expected to occur, and whether a short delay would make effective protection impossible.</p>
<p>Unexplained delay can undermine the assertion that an emergency exists. If an applicant knew about a proposed sale for three months but waited until the week before completion to seek an injunction, the judge is likely to ask why the application was not made earlier.</p>
<p>Where there is no immediate transaction or deadline, the application will usually proceed on notice and be listed according to the court’s ordinary timetable. Depending upon the local court, the complexity of the evidence, and whether directions are required, this may mean waiting several weeks and sometimes longer. It is therefore safer to describe any non-emergency timescale as case-specific rather than assume that a hearing will occur within a fixed number of days.</p>
<p>Even when a first order is made very quickly, it is only the beginning of the process. A without-notice order must include a return date for a further hearing at which the respondent can attend. There is also a requirement that the applicant serve the application, supporting evidence and order on the respondent as soon as possible.</p>
<h2>What restrictions can the order impose?</h2>
<p>The wording will depend upon the risk that the court is trying to control. An order might prevent the sale or transfer of a particular property, prohibit withdrawals from an identified account, or stop shares from being transferred to another person. A broader order may prevent the respondent from dealing with assets above a specified total value, whether those assets are held in the UK or overseas.</p>
<p>An order should not ordinarily prevent reasonable living expenses, legal costs, or legitimate business activity. Appropriate exceptions can be included so that the respondent is not left unable to buy food, pay the mortgage, or keep a company trading. The objective is to preserve assets, not punish somebody before the financial case has been decided.</p>
<p>Breaching a freezing order can amount to contempt of court where the consequences may include a fine, seizure of assets, or imprisonment. A person served with an order should therefore obtain advice immediately rather than making their own assumptions about what it permits.</p>
<h2>The respondent can challenge or vary the order</h2>
<p>A spouse affected by a without-notice order will have an opportunity to respond at the return hearing and can ask for the order to be discharged entirely or varied so that ordinary expenditure and legitimate transactions can continue.</p>
<p>The court may continue the freezing order, change its terms, or bring it to an end. It can also give directions for further evidence and decide who should bear the costs of the application.</p>
<p>The post <a href="https://www.majorfamilylaw.co.uk/freezing-orders-divorce-evidence-timescales/">Freezing Orders &#038; Divorce: Evidence Needed And Typical Timescales</a> appeared first on <a href="https://www.majorfamilylaw.co.uk">Major Family Law</a>.</p>
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		<title>Will My Spouse Get Half My Shares In A Divorce?</title>
		<link>https://www.majorfamilylaw.co.uk/spouse-half-my-shares-divorce/</link>
		
		<dc:creator><![CDATA[andy]]></dc:creator>
		<pubDate>Mon, 14 Sep 2026 09:35:51 +0000</pubDate>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[Civil Partnerships]]></category>
		<category><![CDATA[Divorce]]></category>
		<category><![CDATA[Finances]]></category>
		<guid isPermaLink="false">https://www.majorfamilylaw.co.uk/?p=28882</guid>

					<description><![CDATA[<p>The possibility of losing half of a valuable shareholding is an understandable concern when a marriage ends. A spouse does not automatically receive half of&#8230;</p>
<p>The post <a href="https://www.majorfamilylaw.co.uk/spouse-half-my-shares-divorce/">Will My Spouse Get Half My Shares In A Divorce?</a> appeared first on <a href="https://www.majorfamilylaw.co.uk">Major Family Law</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>The possibility of losing half of a valuable shareholding is an understandable concern when a marriage ends. A spouse does not automatically receive half of every share held by the other, and the family court will look at the parties’ finances as a whole before deciding what outcome is fair. This involves considering the nature and source of the shares, when they were acquired, how they were treated during the marriage, and whether both spouses’ needs can be met without dividing them.</p>
<h2>Shares are not automatically divided equally</h2>
<p>There is no rule stating that every investment must be sold and the proceeds divided equally. An equal division of matrimonial property may be a starting point, particularly after a long marriage, but equality is not applied to each individual asset. While one spouse might keep the shares, the other may retain more of the equity in the family home. The overall effect of the settlement matters more than giving each person half of every account, investment, or company interest.</p>
<p>Shares can fluctuate in value, whereas a home provides somewhere to live, so a settlement that appears equal on paper may expose one spouse to considerably more risk than the other. The court must therefore consider the nature of the assets rather than comparing headline figures alone.</p>
<h2>It may not matter whose name appears on the shares</h2>
<p>If one spouse opened an investment account during the marriage and regularly purchased shares using their salary, the account may be regarded as matrimonial property even if the other spouse’s name never appeared on it. The fact that one person earned the income will not usually give them an exclusive claim to the investments created from it. The contributions made by a spouse who cared for the home or children are not treated as less important simply because they did not generate the money used to buy the shares.</p>
<p>That said, placing shares in a spouse’s name does not necessarily prove that they became part of the matrimonial assets. In <em>Standish v Standish</em> [2025] UKSC 26, the Supreme Court considered investments transferred by a husband to his wife as part of tax planning intended to benefit their children. The court held that legal title alone did not determine the asset’s character. The question was how the parties had dealt with the property and whether they had treated it as shared. The transferred assets had not become matrimonial property merely because they were registered in the wife’s name. The history and purpose of a transaction may therefore be more important than the name on a share certificate.</p>
<h2>Inherited shares and gifts are not always shared</h2>
<p>Shares inherited from a parent or given personally to one spouse by a family member are commonly regarded as non-matrimonial in origin. This may support the argument that they should remain with the recipient.</p>
<p>The strength of that argument depends upon the wider circumstances, and the court will consider when the gift or inheritance was received, whether it was intended for one spouse or the family, how the shares were subsequently managed and whether excluding them would leave the other spouse’s reasonable needs unmet.</p>
<p>A prenuptial or postnuptial agreement can provide evidence of how the couple intended inherited or pre-marital shares to be treated. Such an agreement does not automatically bind the court, but it may carry substantial weight if it was entered into freely, with proper disclosure and independent advice, and its terms remain fair.</p>
<h2>The growth in value may create a separate argument</h2>
<p>A pre-marital shareholding may have been worth relatively little when the relationship began but become extremely valuable by the time of the divorce. This creates a more difficult question than simply identifying the date of purchase.</p>
<p>Passive growth caused by general market conditions can be viewed differently from an increase produced by one spouse’s work during the marriage. If a spouse owned shares in a business before marrying but then spent 15 years developing that business, the growth may reflect marital endeavour rather than an entirely external increase in value.</p>
<p>If reliable historic evidence is unavailable, the court may have to take a broader approach. This is one reason why preserving investment statements, company accounts, and transaction records can become important.</p>
<h2>Private-company and family-business shares require careful treatment</h2>
<p>Shares in a listed company usually have an identifiable market price, although shares in a private business are more complicated because there may be no ready market and no realistic outside buyer.</p>
<p>The company’s accounts may suggest that a shareholder has substantial wealth, but this does not mean the same amount can be withdrawn without consequences. Taking money from the business may create tax liabilities, breach banking arrangements, or damage its ability to trade. A forced sale could also affect employees and other shareholders.</p>
<p>An independent expert, often a forensic accountant, may be instructed to value the shares. In court proceedings, the expert is usually expected to provide an impartial opinion rather than act as an advocate for either spouse.</p>
<p>Where both spouses are shareholders, the settlement must also address their future relationship. Continuing as joint owners after an acrimonious divorce may be commercially unrealistic.</p>
<h2>Can the shares be transferred to the other spouse?</h2>
<p>The court has power to make property adjustment orders, which can include the transfer of shares between spouses. A transfer may also form part of an agreed financial settlement recorded in a consent order.</p>
<p>Practical restrictions must be checked before a transfer is promised. A private company’s articles or shareholders’ agreement may require approval, give existing shareholders a right of first refusal, or prevent shares from being transferred to an outsider. Employee schemes frequently contain their own restrictions. There may also be capital gains tax, income tax, or other tax consequences, particularly if a transfer is delayed or the parties are living in different countries.</p>
<p>In many cases, a transfer is neither desirable nor necessary. The spouse who works in the company may retain the shares, while the other receives cash, property, investments, or a larger pension share. Offsetting can achieve a clean break, but it requires care because the assets may not be directly comparable.</p>
<p>The post <a href="https://www.majorfamilylaw.co.uk/spouse-half-my-shares-divorce/">Will My Spouse Get Half My Shares In A Divorce?</a> appeared first on <a href="https://www.majorfamilylaw.co.uk">Major Family Law</a>.</p>
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		<title>When Might A Clean Break Not Be An Option After Divorce?</title>
		<link>https://www.majorfamilylaw.co.uk/clean-break-not-be-an-option-divorce/</link>
		
		<dc:creator><![CDATA[andy]]></dc:creator>
		<pubDate>Mon, 14 Sep 2026 09:34:45 +0000</pubDate>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[Civil Partnerships]]></category>
		<category><![CDATA[Divorce]]></category>
		<category><![CDATA[Finances]]></category>
		<guid isPermaLink="false">https://www.majorfamilylaw.co.uk/?p=28880</guid>

					<description><![CDATA[<p>For many divorcing couples, a clean break represents the ideal conclusion and allows them to move forward without the possibility of an application for spousal&#8230;</p>
<p>The post <a href="https://www.majorfamilylaw.co.uk/clean-break-not-be-an-option-divorce/">When Might A Clean Break Not Be An Option After Divorce?</a> appeared first on <a href="https://www.majorfamilylaw.co.uk">Major Family Law</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>For many divorcing couples, a clean break represents the ideal conclusion and allows them to move forward without the possibility of an application for spousal maintenance or a claim against wealth acquired years later.</p>
<p>However, a clean break is not suitable in every case, and where one spouse cannot meet their reasonable needs, the family still depends upon a shared asset, or the future financial position remains uncertain, some continuing financial connection may be unavoidable.</p>
<h2>What does a clean break actually mean?</h2>
<p>A clean-break order dismisses the financial claims that one former spouse could otherwise bring against the other in the future. Depending upon its wording, it may prevent later claims for income, capital, property, or pension provision. It may also dismiss claims against the other person’s estate after death.</p>
<p>Divorce itself does not produce a financial clean break. Even where a couple has divided their possessions informally and neither expects anything further from the other, it is usually sensible to have the agreement recorded in a consent order. The court will consider whether the proposed terms are fair before approving them.</p>
<p>The court is required to consider whether it would be appropriate to end the parties’ financial obligations as soon as the court considers just and reasonable. That does not mean a clean break must be ordered in every case. Where immediate independence would leave one spouse unable to meet their needs, the court may decide that continuing financial provision is necessary.</p>
<h2>A substantial difference in income may prevent an immediate clean break</h2>
<p>A clean break is more achievable where both spouses earn enough to support themselves and have suitable housing. Difficulties arise when one person’s income and earning capacity are considerably lower than the other’s.</p>
<p>Simply dividing the available capital may not solve the problem, and if most of the family’s wealth is tied up in the home, there may be insufficient money to provide both parties with housing while also giving the lower earner a fund capable of replacing maintenance. In those circumstances, the court may order spousal maintenance for a fixed period or, less commonly, on an open-ended basis.</p>
<p>A fixed-term order might allow the receiving spouse time to retrain, increase their working hours, or adjust to financial independence. The court can sometimes prevent an application to extend the term, creating certainty about when payments will stop. In other cases, an extendable term may be necessary because it is not yet clear when independence will become realistic.</p>
<h2>Young children can affect financial independence</h2>
<p>Children’s needs are a central consideration when financial arrangements are decided. The court must give first consideration to the welfare of any child of the family who is under 18, although this does not mean that every parent caring for young children will receive spousal maintenance.</p>
<p>The practical arrangements may nevertheless make an immediate clean break unrealistic. A parent caring for a baby or a child who has only recently started school may be unable to work full time. Childcare costs may absorb much of the income they could earn, while employment that fits around school hours may be difficult to find.</p>
<p>The court will usually expect a person to take reasonable steps towards independence when that is possible, but it should not rely upon an unrealistic assumption that their earnings will suddenly return to their former level. Maintenance may therefore be needed during a transitional period.</p>
<p>Child maintenance is separate from spousal maintenance, and a clean break between former spouses does not remove a parent’s responsibility to support their children. Child maintenance is generally dealt with separately, often through an agreement or the Child Maintenance Service, and the amount may change when income or care arrangements change.</p>
<h2>Housing needs may keep former spouses financially connected</h2>
<p>Sometimes there is enough income to support two households, but not enough capital to purchase two suitable homes. This is particularly common where children need to remain close to their school or where one spouse would find it difficult to obtain a mortgage.</p>
<p>The court might postpone the sale of the family home, allowing one spouse and the children to remain there until a specified event occurs. Common trigger events include the youngest child reaching a particular age or completing secondary education, although the appropriate terms depend upon the family’s circumstances.</p>
<p>A deferred sale can provide stability for the children, but it leaves the former spouses connected through the property. Questions must be addressed about responsibility for the mortgage, insurance, repairs, and other outgoings. The spouse who has moved out may also remain named on the mortgage, reducing their ability to borrow for another home.</p>
<p>That said, this does not always prevent a clean break in relation to income. An order may settle or dismiss other financial claims while preserving each party’s interest in the property until it can be sold. The drafting needs care because continuing ownership of a shared asset is not the same as leaving every financial claim open.</p>
<h2>Fluctuating or uncertain income may make settlement more difficult</h2>
<p>Not everybody receives a predictable monthly salary; business owners, freelancers, commission-based workers, and people whose salary includes discretionary bonuses may have income that changes significantly from year to year.</p>
<p>A clean break based upon one unusually good or bad year could be unfair. The parties may need to examine several years of accounts, tax returns, and salary records to identify an appropriate income figure. The position becomes more complicated when a business is new, recovering from financial difficulty, or dependent upon a small number of contracts.</p>
<p>Uncertain income does not automatically prevent a clean break. The court may use an average figure or take a cautious approach to future earnings; it may also prefer a fixed maintenance payment that is affordable during an ordinary year rather than attempting to divide every future bonus.</p>
<p>In some cases, however, the uncertainty is too significant to resolve immediately. A spouse who cannot meet their needs from existing capital may require maintenance even though the precise amount of the other spouse’s future income is unclear. The order might include provision for review or variation, although this carries the risk of further disagreements and legal costs.</p>
<h2>A very short marriage does not always guarantee a clean break</h2>
<p>A short marriage will often make a clean break more likely, particularly where the parties are financially independent, have no children and can broadly return to their pre-marriage positions.</p>
<p>However, even a short marriage may still have lasting financial consequences. One spouse might have given up secure accommodation, relocated, left employment, or become the main carer of a young child. A serious illness or disability may also have developed during the relationship. In such a case, the court cannot disregard genuine needs simply because the marriage lasted only a few years.</p>
<p>On the other hand, a long marriage does not automatically require continuing maintenance. If the assets are sufficient to house both parties and provide each with a reasonable income, a clean break may remain achievable despite the length of the relationship.</p>
<p>The post <a href="https://www.majorfamilylaw.co.uk/clean-break-not-be-an-option-divorce/">When Might A Clean Break Not Be An Option After Divorce?</a> appeared first on <a href="https://www.majorfamilylaw.co.uk">Major Family Law</a>.</p>
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		<title>What Are The Pros And Cons Of A Cohabitation Agreement?</title>
		<link>https://www.majorfamilylaw.co.uk/pros-cons-cohabitation-agreement/</link>
		
		<dc:creator><![CDATA[andy]]></dc:creator>
		<pubDate>Mon, 07 Sep 2026 11:22:41 +0000</pubDate>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[Civil Partnerships]]></category>
		<category><![CDATA[Divorce]]></category>
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		<guid isPermaLink="false">https://www.majorfamilylaw.co.uk/?p=28843</guid>

					<description><![CDATA[<p>The law in England and Wales does not generally treat an unmarried couple as though they were married, regardless of how long they have lived&#8230;</p>
<p>The post <a href="https://www.majorfamilylaw.co.uk/pros-cons-cohabitation-agreement/">What Are The Pros And Cons Of A Cohabitation Agreement?</a> appeared first on <a href="https://www.majorfamilylaw.co.uk">Major Family Law</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>The law in England and Wales does not generally treat an unmarried couple as though they were married, regardless of how long they have lived together, and there is no legal status of “common law spouse” automatically creating rights to property, maintenance or pensions.</p>
<p>A cohabitation agreement can therefore give a couple valuable clarity about their financial arrangements, both during the relationship and if they later separate. However, signing an agreement is not the same as acquiring all the protections that come with marriage or civil partnership, and its effectiveness depends upon what it says, how it was prepared, and whether the arrangements were properly documented elsewhere. Understanding the advantages and limitations can help a couple decide whether an agreement is appropriate for them.</p>
<h2>What is a cohabitation agreement?</h2>
<p>A cohabitation agreement is a contract between two people who live together, or intend to do so, without marrying or entering into a civil partnership. It records how they will manage particular financial matters and what should happen to their money, property, and possessions if their relationship ends.</p>
<p>An agreement may be useful for a young couple buying their first property, but it is by no means limited to that situation. It can be particularly important where one partner already owns a home, where the couple are contributing unequal deposits, or where one person has significantly greater wealth. Older couples beginning a relationship after divorce or bereavement may wish to protect property intended for their children.</p>
<p>The agreement can also help couples whose finances are relatively modest; disputes do not arise only over expensive properties or investment portfolios. Former partners can spend considerable time and money arguing about responsibility for rent, household debts, furniture, vehicles, or a much-loved pet.</p>
<h2>The main advantages of a cohabitation agreement</h2>
<p>Financial arrangements that appear obvious while a relationship is happy can look very different after separation. One person may regard money paid towards the mortgage as a contribution to ordinary living expenses, while the other believes those payments are gradually giving them an interest in the property.</p>
<p>A properly prepared agreement could record whether the money was a gift, a loan, or a contribution intended to provide a beneficial interest in a property. Addressing those issues at the outset would not necessarily prevent every disagreement, but it would give both parties a much clearer starting point.</p>
<p>Certainty is also important where a couple buy a property together but contribute different amounts. For example, if one party provides a £90,000 deposit and the other contributes £10,000, they may not want the proceeds divided equally following a sale. Their agreement could state how the deposit contributions are to be recognised, how mortgage payments affect their shares, and whether any increase or loss in value will be divided in fixed proportions.</p>
<p>Property ownership should usually be supported by an appropriately drafted declaration of trust and accurate Land Registry documentation. The cohabitation agreement and declaration of trust need to work together; an inconsistency between them can create the uncertainty the couple were trying to avoid.</p>
<p>Another advantage is the protection of existing assets; for example, a person who owns savings, investments, a business or several properties may want it understood that their partner will not acquire an interest merely because they live together. Equally, the financially weaker partner may want protection if they are expected to make contributions to an asset held in the other person’s name.</p>
<p>The process of making an agreement can also uncover different expectations before they become serious problems. One partner may believe that all future income will be shared, while the other expects to retain complete financial independence. Discussing these assumptions may feel uncomfortable, but discovering them after a separation is usually considerably worse.</p>
<h2>The potential disadvantages</h2>
<p>Both partners should have separate legal advice, especially where property, substantial savings, business interests, or unequal bargaining positions are involved. There may also be fees for preparing a declaration of trust, changing the form of property ownership, or making new wills.</p>
<p>Those costs can appear unnecessary when a couple are optimistic about their future. However, they should be compared with the expense of a disputed property claim if the relationship fails. Even a relatively straightforward disagreement can require correspondence, mediation, valuations, and court proceedings.</p>
<p>The conversations themselves can be difficult; asking what will happen if the relationship fails may be interpreted as showing a lack of commitment. A partner who owns the home might worry that raising the subject will appear controlling, while the person moving in may fear being accused of pursuing the other’s property.</p>
<p>Agreements also require attention as circumstances change; a document prepared when two people first rent a flat may no longer be appropriate after they buy a house, have children or reorganise their careers. An agreement that is left untouched for many years may fail to address the assets and responsibilities that now matter most.</p>
<h2>What a cohabitation agreement cannot reliably decide</h2>
<p>A cohabitation agreement cannot recreate the entire financial regime available on divorce. An unmarried partner does not acquire a general right to claim spousal maintenance, a pension share or a redistribution of assets merely because the relationship was long or one person has greater needs.</p>
<p>The agreement cannot prevent the court from exercising its jurisdiction in relation to children. Parents may record their present intentions about where a child will live or how they will share care, but the child’s welfare will remain paramount if a future dispute reaches the family court.</p>
<p>The agreement is not a substitute for a will, and unmarried partners do not automatically inherit from one another under the intestacy rules. If they want to provide for each other following death, they should make or update their wills. In conjunction with this, they should also review pension nominations, life assurance policies, and how jointly owned property is held.</p>
<h2>Are cohabitation agreements enforceable?</h2>
<p>Enforceability of a cohabitation agreement depends upon ordinary contractual principles and the circumstances in which the agreement was made. It may become vulnerable to challenge if one partner was pressured into signing, misled about important facts, or denied the opportunity to obtain advice. Problems can also arise where significant assets or liabilities were concealed.</p>
<p>A drastic change in circumstances does not automatically cancel a contract, but it can expose shortcomings in its wording and may affect the remedies available.</p>
<h2>What happens if a couple separates without an agreement?</h2>
<p>Without an agreement, each person’s legal position depends largely upon property ownership, trust law, and any evidence of what they intended. The court does not conduct the broad fairness exercise that it would perform during divorce proceedings.</p>
<p>If a home is jointly owned, the starting point may be influenced by the way ownership was recorded when the property was purchased. A person seeking a different division may need to establish that the parties intended their beneficial shares to differ or that their intentions later changed. The court may examine financial contributions and the parties’ wider dealings, but there is no simple promise that the outcome will reflect what either person now considers fair.</p>
<p>Where the home is owned by one partner, the other may need to establish a beneficial interest through principles such as a common intention constructive trust or proprietary estoppel. Paying bills, caring for children, or living in the property for many years will not necessarily create an ownership share on its own.</p>
<p>This can leave a separating partner in a difficult position. They may have organised their working life around the family but possess no automatic claim for personal maintenance or a share of the other person’s pension. Claims relating to children may sometimes be available under Schedule 1 to the Children Act 1989, but those claims are made for the child’s benefit rather than to compensate a former partner for the economic effects of the relationship.</p>
<p>A cohabitation agreement cannot remove every risk or predict every event, but what it can do is replace uncertain memories and unspoken assumptions with a considered record of what both people intended.</p>
<p>The post <a href="https://www.majorfamilylaw.co.uk/pros-cons-cohabitation-agreement/">What Are The Pros And Cons Of A Cohabitation Agreement?</a> appeared first on <a href="https://www.majorfamilylaw.co.uk">Major Family Law</a>.</p>
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		<title>What Types Of Gifts Are Not Included In The Divorce Settlement?</title>
		<link>https://www.majorfamilylaw.co.uk/types-gifts-not-included-divorce-settlement/</link>
		
		<dc:creator><![CDATA[andy]]></dc:creator>
		<pubDate>Mon, 07 Sep 2026 11:21:07 +0000</pubDate>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[Divorce]]></category>
		<category><![CDATA[Finances]]></category>
		<guid isPermaLink="false">https://www.majorfamilylaw.co.uk/?p=28841</guid>

					<description><![CDATA[<p>A gift received from somebody outside a marriage may be treated as non-matrimonial property, particularly in cases where it was intended for one spouse and&#8230;</p>
<p>The post <a href="https://www.majorfamilylaw.co.uk/types-gifts-not-included-divorce-settlement/">What Types Of Gifts Are Not Included In The Divorce Settlement?</a> appeared first on <a href="https://www.majorfamilylaw.co.uk">Major Family Law</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>A gift received from somebody outside a marriage may be treated as non-matrimonial property, particularly in cases where it was intended for one spouse and has remained separate from the family finances. However, there is no universal rule that gifts are automatically excluded. The court must consider where the asset came from, how the spouses dealt with it, and whether excluding it would still produce a fair outcome.</p>
<h2>Common gifts received before or during a marriage</h2>
<p>A cash gift is perhaps the most obvious example, whether it is a modest payment to help with household expenses or a more substantial sum to use as a deposit on a family home. Parents or grandparents of the couple may also buy a property outright, transfer an existing property, or pay for an extension to accommodate a growing family.</p>
<p>Jewellery, artwork, antiques, and valuable collections can also be gifts. Although some items have considerable financial value, they may carry an equally important emotional connection to the recipient’s family. A grandmother’s engagement ring may be worth much less than an investment portfolio, but its personal significance can make a dispute about ownership particularly difficult.</p>
<p>Business interests are another possibility; a parent may give shares in a family company to one of their children, transfer an interest in a farming partnership or gradually hand over control of a business. Other gifts might include investment accounts, premium bonds, cryptocurrency, vehicles, holiday homes, or an interest in a family trust.</p>
<h2>Are gifts automatically excluded from a divorce settlement?</h2>
<p>The courts distinguish between matrimonial and non-matrimonial property when applying the sharing principle. Matrimonial property generally consists of assets generated throughout the relationship or the spouses common endeavours. Non-matrimonial property commonly includes assets brought into the relationship and property received from an external source through an inheritance or gift.</p>
<p>In the 2025 case of <em>Standish v Standish</em>, the Supreme Court confirmed that non-matrimonial property is not subject to the sharing principle, although it can still be relevant under the separate principles of needs and compensation. The Court also emphasised that legal ownership is not conclusive. An asset does not become matrimonial merely because it is placed in one spouse’s name, and it does not necessarily remain personal simply because it has never been transferred into joint names. The source of the asset and the way the parties treated it are more important than the name appearing on the paperwork.</p>
<h2>Who gave the gift and who was intended to receive it?</h2>
<p>A gift from somebody outside the marriage is more likely to have a non-matrimonial character. The clearest example is where a parent gives money specifically to their son or daughter and records that intention at the time.</p>
<p>Gifts exchanged between spouses require separate consideration; an expensive watch given as an anniversary present may become the recipient’s personal property in the ordinary sense, but this does not necessarily prevent its value from appearing on a financial disclosure Form E. A substantial transfer of investments from one spouse to the other also needs to be examined in context; it may have been a genuine gift, a tax-planning exercise or an administrative transfer which was never intended to change the way the parties treated the underlying wealth.</p>
<p>The Supreme Court made clear in <em>Standish</em> that transferring legal title between spouses for tax-planning purposes does not ordinarily show that the asset has become shared. The court will look beyond the transfer itself and consider what the spouses intended to achieve.</p>
<h2>Gifts received before and during the marriage</h2>
<p>A gift received before the marriage will usually begin as the recipient’s non-matrimonial property. The argument for exclusion may be particularly strong where the relationship was relatively short and the gift remained identifiable throughout.</p>
<p>A gift made during the marriage can also be non-matrimonial if it came from an external source and was directed specifically to one spouse. Marriage does not automatically turn every asset acquired during the relationship into joint property.</p>
<p>The matrimonial home receives particular treatment because of its central role in family life. A property gifted to one spouse may therefore be treated differently once it becomes the longstanding family home, even if legal title never changes.</p>
<h2>The way a gift is used can change its character</h2>
<p>A gift that starts as non-matrimonial property can become matrimonial property through a process called matrimonialisation. The central question is whether the spouses have treated the asset as shared over a period of time.</p>
<p>This can happen when gifted money is mixed with joint savings, used to repay the mortgage, or invested in an asset enjoyed by the whole family. If tracing the original gift becomes extremely difficult, the court may conclude that it is no longer practical or fair to separate it from matrimonial assets.</p>
<p>Different considerations may apply where gifted money is merely held in a joint account for a short time or transferred for a limited administrative purpose. A joint account is evidence of shared treatment, but the history and purpose of the arrangement are both relevant.</p>
<h2>Keeping a gift separate from family finances</h2>
<p>A spouse seeking to preserve the non-matrimonial character of a gift is in a stronger position if the asset has remained clearly identifiable. This might mean keeping cash in a separate account, retaining shares in the recipient’s sole name, and avoiding the use of gifted funds for joint purchases or everyday family expenses.</p>
<p>If income from a gifted investment pays for things such as the mortgage or other family expenses, they may be deemed to have benefited from the asset even if the original capital remains untouched. That does not automatically convert the entire investment into matrimonial property, but it may influence the court’s assessment of how the spouses organised their finances.</p>
<p>A prenuptial or postnuptial agreement may record the couple’s intention that gifts from their respective families should remain separate. Such an agreement is not automatically binding in England and Wales, although the court may give it substantial weight if it was entered into freely, with a proper understanding of its implications, and it remains fair to hold the parties to it.</p>
<h2>A gift can still affect the final settlement</h2>
<p>Although non-matrimonial property is generally protected from equal sharing, it remains part of the recipient’s overall resources. In this instance, the court may draw upon it where necessary to satisfy needs or, in an appropriate case, compensation.</p>
<p>This prevents classification from producing an outcome in which one spouse retains substantial gifted wealth while the other cannot obtain suitable housing or meet their reasonable living costs. The court’s objective remains fairness rather than the mechanical return of every spouse to their original financial position.</p>
<p>The post <a href="https://www.majorfamilylaw.co.uk/types-gifts-not-included-divorce-settlement/">What Types Of Gifts Are Not Included In The Divorce Settlement?</a> appeared first on <a href="https://www.majorfamilylaw.co.uk">Major Family Law</a>.</p>
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		<title>What Are The Risks Of Agreeing To Ongoing Spousal Maintenance?</title>
		<link>https://www.majorfamilylaw.co.uk/risks-agreeing-ongoing-spousal-maintenance/</link>
		
		<dc:creator><![CDATA[andy]]></dc:creator>
		<pubDate>Tue, 01 Sep 2026 10:19:02 +0000</pubDate>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[Divorce]]></category>
		<category><![CDATA[Finances]]></category>
		<guid isPermaLink="false">https://www.majorfamilylaw.co.uk/?p=28801</guid>

					<description><![CDATA[<p>Ongoing spousal maintenance can provide essential protection, particularly where one person has spent many years caring for children or supporting the other spouse’s career. However,&#8230;</p>
<p>The post <a href="https://www.majorfamilylaw.co.uk/risks-agreeing-ongoing-spousal-maintenance/">What Are The Risks Of Agreeing To Ongoing Spousal Maintenance?</a> appeared first on <a href="https://www.majorfamilylaw.co.uk">Major Family Law</a>.</p>
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										<content:encoded><![CDATA[<p>Ongoing spousal maintenance can provide essential protection, particularly where one person has spent many years caring for children or supporting the other spouse’s career. However, it also leaves the former spouses financially connected, sometimes for considerably longer than either expected.</p>
<p>Before agreeing to such an arrangement, both parties need to understand that future payments may not be as predictable or secure as they thought.</p>
<h2>Understanding ongoing spousal maintenance</h2>
<p>Spousal maintenance, also known as periodical payments, is money paid by one former spouse to the other following separation or divorce. It is distinct from child maintenance, which is intended to meet the needs of the children.</p>
<p>Payments may be made for a fixed period, perhaps while the receiving spouse retrains or while young children remain at home. Alternatively, an order may continue until the recipient remarries, either party dies, or the court makes a further order. The latter is sometimes described as a joint-lives order, although such arrangements have become less common as courts increasingly consider whether financial independence can reasonably be achieved.</p>
<p>The court is required to consider whether it would be appropriate to terminate the parties’ financial obligations as soon as is just and reasonable. If maintenance is necessary, it must also consider whether payments should be limited to a period that allows the recipient to adjust to financial independence without undue hardship.</p>
<h2>Reasons for agreeing to continuing payments</h2>
<p>The appeal of ongoing maintenance is easiest to understand where there is a significant difference between the spouses’ incomes.</p>
<p>Maintenance may also be appropriate where a spouse needs time to obtain qualifications, rebuild a career or care for a child with additional need, and can reduce pressure for an immediate return to full-time work when doing so would be unrealistic. In some cases, an older spouse may have little prospect of becoming self-supporting after a long marriage, particularly if retirement is approaching and their pension is limited.</p>
<h2>The risks for the receiving spouse</h2>
<p>An order for maintenance creates a legal obligation, but it does not guarantee that the money will always arrive on time. The paying spouse may lose their job, become ill, retire, suffer a business failure or experience another substantial reduction in income. They may also refuse to pay, leaving the recipient to consider enforcement action while household bills continue to pile up.</p>
<p>Even when payments are always made on time, inflation can gradually reduce its value. An order may contain an index-linking provision or provide for staged increases, but this requires careful drafting. Without such protection, an amount that meets the recipient’s needs at the beginning may become inadequate several years later.</p>
<p>The recipient may also organise their housing and expenditure around maintenance that is later reduced or brought to an end. A mortgage lender might take the payments into account when assessing affordability, yet the liability could remain capable of variation. This creates a fundamental difference between receiving monthly maintenance and retaining capital outright.</p>
<p>If an informal arrangement has not been converted into a court order, the position can be more precarious. A promise made during negotiations does not offer the same protection as an enforceable financial order. Even a consent order approved by the court may be varied if it provides for continuing periodical payments and there is a material change in the payer’s circumstances.</p>
<h2>Maintenance arrangements can change</h2>
<p>The court has the power to vary or discharge certain financial orders, including orders for periodical payments. It can alter the amount, shorten the term and, in some circumstances, extend it. The court may also consider capitalising the maintenance obligation so that continuing payments are replaced by a lump sum or property adjustment.</p>
<p>Variation is not automatic because one former spouse asks for it, and the court will examine the parties’ updated financial circumstances and consider the statutory factors. Nevertheless, the possibility of a future application introduces uncertainty and expense for both sides.</p>
<p>A paying spouse cannot ordinarily end an order simply by announcing that they can no longer afford it. Unless an automatic termination provision applies in the original order, they should seek the recipient’s agreement or apply to the court.</p>
<h2>Fixed-term maintenance may last longer than anticipated</h2>
<p>A maintenance order can be made for a defined term, and there are cases where the recipient may apply to extend the term before it expires. In others, the order includes a statutory bar preventing an extension.</p>
<p>A paying spouse might believe that a five-year arrangement provides a definite end date, only to discover that the recipient can apply for more time. On the other hand, the recipient may assume that an extension will be available if financial independence has not been achieved, when the order expressly prevents it.</p>
<p>An application for extension will not necessarily succeed, and the recipient must explain why continuing support is justified, particularly where the original intention was that they should move towards independence. The court may examine whether reasonable efforts were made by the recipient to obtain employment, increase working hours, manage expenditure, or develop their earning capacity in some other way.</p>
<p>It should be remembered that further proceedings can involve legal costs, disclosure of updated financial information, and renewed conflict years after the divorce appeared to have been resolved.</p>
<h2>The effect of remarriage and cohabitation</h2>
<p>The remarriage of the receiving spouse ordinarily brings spousal periodical payments to an end although cohabitation does not automatically terminate spousal maintenance in the same way. Nevertheless, it can be relevant because living with a new partner may change the recipient’s needs and household expenditure. The paying spouse could apply for the order to be reduced or discharged, although the outcome will depend upon the reality and financial effect of the new relationship.</p>
<p>The remarriage of the paying spouse does not automatically bring their obligation to an end. A new marriage may create additional expenses or children, but a person cannot necessarily avoid an existing maintenance liability by choosing to take on new commitments. The court may consider the full circumstances, including the resources available within the new household, without treating the new spouse as directly responsible for supporting the former one.</p>
<h2>Financial risks for the paying spouse</h2>
<p>For the payer, the most obvious risk is that the obligation reduces their own disposable income for many years. This can affect mortgage affordability, retirement planning, and the ability to support a second family. A joint-lives order can also make it difficult to know when financial independence will finally be achieved, if ever.</p>
<p>Maintenance may continue beyond the point the payer expected to retire. Because retirement does not automatically end the obligation, a genuine reduction in income may justify a variation application. The court may examine whether retirement was reasonable, the parties’ ages, their pension incomes, and the extent to which the change had been anticipated when the original order was made.</p>
<p>The payer also faces the possibility that maintenance could be increased. If the recipient’s reasonable needs rise, the original payment becomes inadequate, or the payer’s income improves substantially, an application for an upward variation may be made. An increase is not awarded simply because the payer has become wealthier, as maintenance is generally connected to needs rather than an automatic sharing of all future income. However, the possibility of a further claim remains while the order is capable of variation.</p>
<p>There may also be legal costs each time the arrangement is reviewed or challenged. A dispute about income, cohabitation, retirement, or the recipient’s earning capacity can become disproportionate to the amount at stake.</p>
<p>The post <a href="https://www.majorfamilylaw.co.uk/risks-agreeing-ongoing-spousal-maintenance/">What Are The Risks Of Agreeing To Ongoing Spousal Maintenance?</a> appeared first on <a href="https://www.majorfamilylaw.co.uk">Major Family Law</a>.</p>
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		<title>How Much Does The Family Court Listen To What A Child Wants?</title>
		<link>https://www.majorfamilylaw.co.uk/family-court-listen-to-what-a-child-wants/</link>
		
		<dc:creator><![CDATA[andy]]></dc:creator>
		<pubDate>Tue, 01 Sep 2026 10:18:00 +0000</pubDate>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[Children]]></category>
		<guid isPermaLink="false">https://www.majorfamilylaw.co.uk/?p=28796</guid>

					<description><![CDATA[<p>When parents disagree about arrangements for their children, asking them may sound like the fairest solution, particularly where they have expressed a strong preference about&#8230;</p>
<p>The post <a href="https://www.majorfamilylaw.co.uk/family-court-listen-to-what-a-child-wants/">How Much Does The Family Court Listen To What A Child Wants?</a> appeared first on <a href="https://www.majorfamilylaw.co.uk">Major Family Law</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>When parents disagree about arrangements for their children, asking them may sound like the fairest solution, particularly where they have expressed a strong preference about where they wish to live or how often they want to see a parent.</p>
<p>The family court must listen to a child’s wishes and feelings, but what they want is one part of a wider assessment of their welfare. Depending upon the child’s age, understanding, and circumstances, their views may carry substantial weight, but they will not automatically determine the outcome.</p>
<p>The court’s task is therefore to understand the child’s experience without turning them into the judge of their parents.</p>
<h2>The child’s welfare remains the court’s priority</h2>
<p>Under the Children Act 1989, the child’s welfare is the court’s paramount consideration. As part of its wider assessment of the case, the court must consider the statutory welfare checklist, including the:</p>
<ul>
<li>Child’s ascertainable wishes and feelings, in light of their age and understanding</li>
<li>Child’s physical, emotional, and educational needs</li>
<li>Likely effect of a change in circumstances</li>
<li>Background and relevant characteristics</li>
<li>Any harm they have suffered or may be at risk of suffering</li>
<li>Each parent’s ability to meet their needs</li>
</ul>
<p>This means that a child’s preference is never considered in isolation. For example, a 12-year-old may say that they want to live with one parent because that home is closer to friends and has fewer rules. While the court will take the preference seriously, it will also examine schooling, stability, parental supervision, emotional security, and the child’s relationship with the other parent.</p>
<p>Listening to a child does not necessarily mean giving them exactly what they want; rather, it means ensuring that their perspective forms a genuine part of the decision.</p>
<h2>Does the court always find out what the child wants?</h2>
<p>The court will not always commission a detailed investigation of the child’s wishes in every case. There are some applications which are resolved at an early hearing because the parents reach an agreement or because the disputed issue is narrow. In addition, if the child is very young, they may not be capable of expressing a meaningful preference about future arrangements.</p>
<p>In contested cases, the court may direct CAFCASS or, less commonly in private proceedings, a local authority to prepare a report under section 7 of the Children Act 1989.  A CAFCASS officer typically meets the child, usually away from the immediate pressure of the parents; its role is to advise the court independently about the child’s welfare rather than to represent either parent.</p>
<p>With a younger child, direct questions about future living arrangements may reveal very little. The officer may instead use age-appropriate activities, observe the child’s relationships, and consider how the child presents in each parent’s care. A CAFCASS assessment may also include speaking to parents and other relevant people, such as teachers or health professionals.</p>
<h2>Age and maturity can make a considerable difference</h2>
<p>The court looks at both age and understanding because children of the same age can have very different levels of maturity. For example, the views of a five-year-old may be valuable in helping the court understand their attachments, anxieties, and daily experience, but the child will rarely appreciate the longer-term consequences of a particular arrangement. A teenager who understands the family situation and gives consistent, carefully explained reasons is likely to have a much greater influence upon the outcome.</p>
<p>The court must also remain realistic; an order requiring an older teenager to live somewhere against their firmly held wishes may be extremely difficult to enforce and could damage family relationships. That practical reality can give a mature teenager’s preference considerable weight, although it does not give them an unrestricted choice.</p>
<h2>Wishes, feelings, and best interests are not always the same</h2>
<p>Children often express what feels safest or easiest at that moment, and although their wishes may reflect a genuine need, they may also be shaped by anxiety, loyalty, or a desire to avoid conflict.</p>
<p>A responsible assessment does not begin by assuming either that the child must be obeyed or that the child must have been manipulated. It asks why the child feels as they do and what their behaviour, experiences and relationships reveal.</p>
<p>Where domestic abuse, neglect, or another safeguarding concern is alleged, the court must investigate the risk rather than treating a child’s wish for contact as proof that contact is safe. Equally, a child’s reluctance should not be dismissed merely because the other parent alleges that they have been influenced.</p>
<h2>How the court considers possible parental influence</h2>
<p>CAFCASS will usually examine whether the child’s account appears to arise from their own experience. They may consider the language the child uses, the level of detail they can provide, whether their position has changed suddenly, and whether their description is consistent with other available information.</p>
<p>Adult-sounding phrases can raise questions, particularly where a young child repeats legal or other language they appear not to understand. However, the use of an unusual phrase does not itself prove coaching; a child may have overheard professionals, read messages or adopted words used frequently at home.</p>
<p>The court should therefore be cautious about accepting labels in place of evidence; alleging parental alienation does not prove that influence has occurred, just as alleging influence does not make every expressed concern unreliable.</p>
<h2>Does the child speak directly to the judge?</h2>
<p>Most children do not give evidence or attend an ordinary hearing about child arrangements because their views are usually communicated through CAFCASS, a social worker or, in a particularly complex case, a children’s guardian.</p>
<p>A judge may meet a child, especially an older child who would benefit from understanding the process or knowing that their views have been heard. Such a meeting is there to help the child understand what is happening and to reassure them that the judge is aware of their perspective.</p>
<p>A meeting with the judge must also be managed fairly, and the parents will need to understand the nature of the meeting. In some particularly difficult proceedings, the court may make the child a party to the proceedings. Here, a children’s guardian can then be appointed, with a solicitor acting for the child. This tends to be reserved for cases involving unusual complexity, entrenched conflict, or significant welfare concerns rather than routine disagreements.</p>
<p>The post <a href="https://www.majorfamilylaw.co.uk/family-court-listen-to-what-a-child-wants/">How Much Does The Family Court Listen To What A Child Wants?</a> appeared first on <a href="https://www.majorfamilylaw.co.uk">Major Family Law</a>.</p>
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